# Open banking payments at live casinos

> How Pay by Bank, an open banking payment from your bank account without a card, can work at live casinos, and what we must confirm before listing it.

Source: https://seatcheck.uk/pay-by-bank-at-live-casinos/
Updated: 2026-11-13

Pay by Bank is an open banking payment: you approve a transfer in your own bank's app instead of entering card details, and a regulated provider moves the money. This applies to UK licensed live casinos as of 13 November 2026. Which operators support it, with which provider and limits, is not yet confirmed here.

## Status of this page

We publish a payment-method page only when at least three checked operators support the method. Today we have recorded none.

Until that count is met, this page explains the method and lists what we must read. It is not a list of casinos that take Pay by Bank.

**Takeaway:** support at operators is not confirmed, so no casino is named as accepting Pay by Bank.

## How open banking payments work

In the usual flow, you pick the method at the cashier and choose your bank. You are sent to your bank's login or app, check the amount and approve it. The money goes from your account to the operator's payment provider.

No card is involved, so the card rules on [debit cards at live casinos](https://seatcheck.uk/debit-card-at-live-casinos/) do not apply in the same way.

**Takeaway:** you approve the payment with your bank, not with card details.

## The rule that applies

LC 5.1.2 says licensees take payments only through regulated payment service providers. The text is on the Gambling Commission's page for [LC 5.1.2](https://www.gamblingcommission.gov.uk/licensees-and-businesses/lccp/condition/5-1-2-payment-methods-services).

That is why the provider named on an operator's payments page matters. We record it, with the date we read the page.

**Takeaway:** the named payment provider is a fact to record, not to assume.

## What we must confirm per operator

**Pay by Bank facts to record · source: each operator's payments page · not checked · 13 November 2026**

| Fact | Where it comes from | Recorded so far |
|---|---|---|
| Pay by Bank offered for deposits | Payments page | Not checked |
| Provider named | Payments page | Not checked |
| Withdrawal by the same method | Withdrawal terms | Not checked |
| Minimum and maximum amounts | Payments page | Not checked |
| Number of checked operators with support | Our count | Not checked |
| Date read | Our log | Not checked |

**Takeaway:** we could not confirm any of these facts yet, so we have not published them.

## Before you pay by any method

- Check the operator's licence entry in the register.
- Set a deposit limit first: [setting a deposit limit](https://seatcheck.uk/set-deposit-limit-before-you-play/).
- Know that identity checks apply: [before you play](https://seatcheck.uk/identity-checks-before-play/), and [pending withdrawals](https://seatcheck.uk/what-pending-withdrawal-means/).

This page has no operator links. 18+. Gambling can be harmful. National Gambling Helpline.

**Takeaway:** the method changes how you pay, not the checks or the limits you should set.

## FAQ

**What is Pay by Bank?**

A way to pay straight from your bank account, using open banking, without typing in a card number. You approve the payment with your bank.

**Do live casinos accept it?**

We have not confirmed that. The usual set of methods is NOT CONFIRMED until we read each operator's payments page.

**Who may handle the payment?**

Only regulated payment service providers, under LC 5.1.2. The provider an operator names is a fact we record from its own page, with a date.

**Can I withdraw by Pay by Bank?**

We have not recorded any operator's withdrawal rules for it. Read them before you deposit.